Investigate Yourself Online – It Can be Shocking!

If your credit and your reputation are important to you – do you know what people will find about you when they investigate online?  Maybe you need to peek into your own background and see if you find any surprises.

It can be well worth checking on your credit to make sure that you are not hurt when applying for a loan or passed up for a job opportunity.

During the last week, I had contact with a couple of potential suitors from an online dating site.  Rather than completely dismiss them based on prior bad experience (these charming fellows were not local)

 I decided to go into detective mode.

But, then I started to wonder

“what would I find if I did an online search on myself?”

The first thing I usually do is a simple Google search on their name and location or name and whatever else I have, such as their profession.

It can be well worth checking on your credit to make sure that you are not hurt when applying for a loan or passed up for a job opportunity.

There was a great deal of information on the internet about me that I found out from a background check service.  Most of it is correct.   But, I also found a whole lot of misinformation — such as someone else’s photo and criminal record came up mixed in with real and accurate information about me.

What you can find out is truly incredible.

It’s a good idea to know who you are dealing with. You can’t always work from a recommendation in all situations.

Maybe you want to hire a caretaker, or rent out a spare room. Image you just want to reconnect with family, friends, or classmates. Sometimes it is helpful to know who someone’s relatives are or who they associate with.

How do you check a person out?

You can easily investigate to learn about whether they have had traffic tickets, arrests, convictions, what their sex offender status is and all about their social media habits.  There is very little that is really private any more.

If you haven’t checked your credit lately, maybe you should.

You can get your free credit report once a year from any of the three major credit bureaus — Equifax, Experian and Trans Union. Do not assume that their information is all going to be the same. Very often it is not. Beyond credit

The Quick and Easy Way to Investigate Yourself  Online

The quick and easy way to investigate yourself online is to use a professional background check service.  I used truthfinder.com and here is a sample report

 

There is a list of other background services that I have added to the new Resources section of this website.  All background services pull information from the same sources (Check out the NEW Resources area for more in-depth information on any of the topics discussed on this site.)

The FREE Way to do a Background Check

All the background information that is available from most professional services is available to you FREE if you have the time to investigate.  You may quickly be able to find out what you want or find a person you are looking for without spending a nickel.

There is a U-Tube video that can take you through how to do this on your own.

You don’t want to act on bad information. So, he more information you know about someone the better your search results will be – such as middle initial, age, general location, etc.

An article by Kim Komando in USA Today suggests that you might also dig up information on a person’s habits or character that a professional might not consider. And she suggest the following sites: PeekYou, White Pages Neighbors, and the Dru Sjodin National Sex Offender Public Website.

One of the two fellows I mentioned above could not be verified using my research.  So, I asked him to verify himself if he wanted to communicate again.  I am not holding my breath.

P.S. Don’t get yourself in trouble.  If you are doing a background check as an employer or as a landlord or for credit, medical or insurance reasons you must use a Consumer Reporting Agency (CRA).  The Fair Credit Reporting Act requires this to maintain standards for data protection and to offer dispute resolution.

 

 

 

 

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